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Clients can expect to private pay and submit to their insurance as out of network providers. In some cases, we may be able to submit to insurance on your behalf. Clients should contact their insurance provider to find out what their plan provides.
Typical Fees: Individual sessions is $110 Young adults is $110 EMDR focused sessions are $125. Couples Therapy is $150.
Below are some Frequently Asked Questions (FAQs) related to payment for services:
Out-of-network benefits: Thanks to the Mental Health Parity Act, your health insurance is required to provide comparable coverage for both mental and physical health concerns. As long as your health insurance plan covers out of network services, it should cover a portion of your therapy. While it can be intimidating to start therapy and navigate coverage for the first time, the majority of our clients receive insurance reimbursements within a few weeks and with little difficulty. If you are able to use funds in a flexible spending (FSA) or health savings account (HSA), you save approximately an additional 30% by using pre-tax dollars to pay for your healthcare costs. The easiest way to determine your benefits is to call the customer service number on the back of your insurance card and ask the following questions:
What is my out of network coverage for CPT code 90834 (45-minute individual psychotherapy)?
Is there an out of network deductible that I need to meet before reimbursements apply?
How do I submit claims for reimbursement?
What is the usual reimbursement processing time?
Do I have a flex spending or health savings account that I can use for further savings?
If you have difficulty determining your coverage or other questions regarding affordability, please contact us for assistance and we would be happy to help you. Clients are responsible for submitting receipts to insurers for reimbursement.
HSA Debit Cards and Flexible Spending Accounts: If you have an FSA/HSA to use for various medical needs (co-pays, prescriptions, etc.), you may be able to use this to pay for counseling sessions. Please check with your insurance carrier or we can ask for you.
Direct Pay: We accept cash, check, credit (Visa, MasterCard, Discover, American Express) and HSA account debit cards. This can be completed at the end of our sessions. Many clients find it more convenient to pay electronically via online billing. We currently use Simple Practice Services as they offer secure, encrypted billing that can store your preferred payment option for future appointments. This means payment for your treatment can be done prior to or the same day as your session without taking time from our meetings.
Insurance: Matthew Teal accepts Excellus BlueCross & BlueShield, Aetna & United Insurance. Courtney Wink accepts Excellus BlueCross & BlueShield, Aetna & United Insurance. Cory Cummings accepts Excellus BlueCross & BlueShield, Aetna & United Insurance. Evan Rubenstein accepts Excellus BlueCross & BlueShield, Aetna, Cigna & United Insurance. Clare Holahan accepts United, Aetna and Cigna. She is working to accept Excellus by January 2024 Ana Baker accepts United, Aetna and Cigna & Excellus BlueCross & BlueShield Tobi Keefe accepts Excellus BlueCross & BlueShield,United, Aetna and Cigna Jennifer McDaniels accepts Excellus BlueCross & BlueShield, Aetna & United Insurance.
DWI Evaluations: $275. If you are a Monroe County resident we do offer a discount of 25 dollars. If you are an active duty military personnel, veteran or first responder you are eligible for an additional discount as well.